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Save Money and become millionaire

10 Nov 11 - Whether to live the lifestyle of the rich and famous, or simply to have financial security, becoming a millionaire is the stuff of which dreams ...

Best Tips for saving money in tough economic times

10 Nov 11 -   Many consumers are on the ropes financially. This situation is perhaps hardest for those who feel as though they’ve done everything right. After all, the ...

Myth About Credit Card Utilization and Average Credit Scores

29 Jul 11 - Every credit score improvement article suggests that consumers should not have a high credit card utilization rate. (Defined as: total credit card balances / total ...

How Credit Score Related with Credit limit

29 Jul 11 - A key to optimizing your credit is understanding the role your credit score plays in determining your credit limit and how credit limit will impact ...

What are the factors used by credit card companies for approval or decline a credit card

29 Jul 11 - Each week, we receive dozens of  offer letters on applying for loans and credit cards. The most common question involves why a member ...

What is the Vantage Score?

29 Jul 11 - In the 1970s, the Fair Isaacs Company created the first credit scoring system, dubbed the FICO score, which has since been standardized as ...

How to Negotiate with Creditors

14 Jul 11 -   Managing financial troubles can be complicated. Unemployment, unforeseen medical expenses, and unexpected increases in living expenses are just a few of the factors that cause ...

When I Need to Close my Credit Card Account

14 Jul 11 -   Closing a credit account can be tricky business. While it seems harmless, the damage to your credit score can pack a punch if done incorrectly. ...

The First Step to Fix Bad Credit

14 Jul 11 - It’s estimated that as many as 25% of credit reports contain information that is not only wrong, but negatively impacting a credit score. Often, by ...